Make a list

So recently I realized that if I must handle financial obligations right, I have to make a list, long before the money comes.

Before now, that used to be a problem, making the list I mean. I was used to just settling as much bills as I could afford to before the money is out. Well, I found out that that didn’t always come through properly for me. Many times after the money is out, I found that I had forgotten to take care of very essential things. This bad habit had to stop na. I knew it. Before I’ll wake up one day and realize that money that I should have set aside for my children’s school fees has been used for shawarma.

You see, I’m not big on writing down plans, in fact, most times I write down everything else but my plans. I have nothing against it o but I just know I don’t like doing it.

However, as I grew up, I realized I have to write out my money plans, even if I don’t have other plans penned down. I even go as far as including who I’m dashing money on that list.

And even in cases like holiday-planning, I make sure the financial plan is set up and followed through accordingly. Like this holiday’s plan that consists only in sleeping and blogging. Nothing like cravings in the plan. Stop staring like that, I’m on a tight budget yo! Though i can make an exception for corn and pear. A little indulgence won’t kill me nagha.

I had to learn financial planning ni. Make I no come work like 100years for this my life and yet no get anything to show for all the work. Although I know sae na wetin my village pipo for like be that. But my God don pass them.

What about you? Do you have your income properly disbursed even without a written plan?

6 thoughts on “Make a list

  • June 4, 2019 at 12:44 pm
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    It’s always good to plan,writing it down is my challenge.
    p.s. what is this “nagha?” I’m sure I have never heard you say it…

    Reply
    • June 4, 2019 at 12:53 pm
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      Hehehe
      You know how you say I go do am na in pidgin? That ‘na’ in pidgin is ‘nagha’ in efik

      Reply
  • June 4, 2019 at 11:42 pm
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    I was wandering how you were going to explain that. You ukangs is spot on.

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    • June 5, 2019 at 6:03 am
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      It’s a rich blend nagha. You know as the matter be na. Just switch.

      Reply
  • June 7, 2019 at 5:54 pm
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    For me i spend a great deal of time i n making the list days or even weeks before my income but i see the list when am done spending the money. I will realise the important things have been left undone once again #smiles#

    Reply
    • June 8, 2019 at 4:46 am
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      Hahaha. I know this experience too. Financial discipline hard oooo

      Reply

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